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Modern Families

Changing family dynamics create new financial needs.  

Over the past 40 years, shifting demographics and profound attitudinal changes have helped redefine the concept of “family” for many Americans.  In fact, the very structure of the American family is changing dramatically:  According to the U.S. Census Bureau, today only one in five U.S. households (19.6%) is made up of a married heterosexual couple with children – compared to 40.3% in 1970. *

*U.S. Census Bureau, Current Population Survey Annual Social and Economic Supplement, 1970-2012