Disclosures

Account Protection

The LPL Financial SIPC Membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash. An explanatory brochure is available at www.sipc.org. Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $575,000,000 subject to conditions and limitations. The account protection applies when an SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fail in the market value of investments.

Through LPL Financial’s multi-bank Insured Cash Account Program, deposits are eligible for up to $1.5 million of deposit insurance for individual accounts, and for up to $3 million of deposit insurance for joint accounts through the FDIC. At each bank, your Insured Cash Account deposits are insured by the FDIC to a maximum amount of $250,000 (including principal and accrued interest) when aggregated with all other deposits held by you in the same recognized legal capacity (e.g., individual, joint, IRA, etc.) at the same bank. For example, if you have an individual brokerage account, you would be eligible for up to $250,000 of FDIC deposit insurance per bank. If you and your spouse have a joint account, your account would be eligible for up to $500,000 of FDIC deposit insurance per bank. If you have any questions about FDIC insurance coverage, visit www.fdic.gov.

Licensing

We are registered to offer securities in the following states:

Laura J. LaTourette, CFP®: GA, NC

Chris Greene: GA

Robert “Buddy” Moore: GA, NC

We are registered as IARs in the following states:

Laura J. LaTourette, CFP®: GA

Chris Greene: GA

Robert “Buddy” Moore: GA

We are licensed to sell insurance in the following states:

Laura J. LaTourette, CFP®: GA, NC

Chris Greene: GA

Robert “Buddy” Moore: GA, NC

Securities offered through LPL Financial Member FINRA/SIPC

We cannot communicate with, nor respond to requests from, users who reside in states where we are not licensed and/or registered to conduct insurance and/or securities business.