Disclosures

Account Protection

The LPL financial SIPC membership provides account protection up to a maximum of $500,000 per customer, of which $100,000 may be in cash. For an explanatory brochure, visit www.sipc.org. Additionally, through Lloyds of London, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts, up to an overall aggregate firm limit of $750 million, subject to conditions and limitations. The account protection applies when a SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments. This extensive coverage reflects a strong commitment to serving your investments needs.

Through LPL Financial’s multi-bank Insured Cash Account Program, deposits are eligible for up to $1 million of deposit insurance for individual accounts, and for up to $2 million of deposit insurance for joint accounts through the FDIC. At each bank, your Insured Cash Account deposits are insured by the FDIC to a maximum amount of $250,000 (including principal and accrued interest) when aggregated with all other deposits held by you in the same recognized legal capacity (e.g., individual, joint, IRA, etc.) at the same bank. For example, if you have an individual brokerage account, you would be eligible for up to $250,000 of FDIC deposit insurance per bank. If you and your spouse have a joint account, your account would be eligible for up to $500,000 of FDIC deposit insurance per bank. If you have any questions about FDIC insurance coverage, visit www.fdic.gov.

Licensing

We are licensed to sell insurance in the following jurisdiction(s):

Laura J. LaTourette, CFP®: GA, NC

Chris Greene: GA

Robert “Buddy” Moore: GA, NC

We are registered to offer securities in the following jurisdiction(s):

Laura J. LaTourette, CFP®: AZ, GA, IL, NC, NY

Chris Greene: GA

Robert “Buddy” Moore: GA, NC

Securities offered through LPL Financial Member FINRA/SIPC

We cannot communicate with, nor respond to requests from, users who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.